Thirty-one terms, in alphabetical order, each in a single sentence – so that whenever you're reading a policy or an offer, you have somewhere to look things up. Deeper explanations open up through the links; the fifteen most important ones are also summed up separately in the quick-start guide.
- Thirty-one terms in alphabetical order, each in one clear sentence.
- The key terms each have a detailed article of their own – reachable through the links.
- For English and German equivalents: the three-language mini-dictionary.
A–G
Anniversary: the policy's annual renewal date, the natural time for a review. Broker: an independent insurance intermediary acting on the client's instructions – not the insurer's agent. Closure (of a case): when the case comes to an end – a separate article covers what to do next. Cover limit: the amount up to which the insurer bears the costs of a case. Coverage module: the area-based building block of cover – employment, traffic, contractual and others. Deductible: the policyholder's share of the covered costs – the logic behind it here. Dispute-resolution mechanism: the process set out in the policy terms for resolving a disagreement over prospects – an expert or arbitration-panel element. Exclusion: the set of situations left out of the cover – the map is here. Free choice of lawyer: the right to choose your own legal representative – in court and administrative proceedings, and where a conflict of interest arises, on a statutory basis. Group of insured persons: the full set of protected people named in the contract – for a family package, typically the household.
I–P
Injured party: someone who has suffered a loss – the claims enforcement module covers enforcing their claim. Insured person: the person (or group of persons) whose legal disputes the cover applies to. Legal advice helpline: general legal guidance by phone – the quiet jackpot. Legal assistance: the service side of the cover: advice, involvement, and taking on costs. Legal expenses insurance: a policy that, in the event of a legal dispute, bears the costs of enforcing your rights under the policy terms. Legal protection claim: the legal protection matter you've reported – a separate article describes how to report one. Minimum-claim threshold: in some policy terms, the lower value limit below which a case isn't covered. Negligence: an unintentional breach of duty – the criminal-law module typically covers only this. Per-case limit: the upper limit on the costs of a single legal protection claim. Policy: the document confirming that the contract has been concluded. Policy terms: the contract's detailed rulebook – the real source of what the cover contains.
P–W
Policyholder: the person who takes out the contract and pays the premium – not necessarily the same as the insured person. Pre-existing-dispute exclusion: cover typically doesn't extend to disputes that arose before you signed up. Premium: the price of the insurance – never given as a figure on this site, because it depends on the choice of modules, the limit and the deductible. Prospects assessment: the insurer's assessment of whether the case has a reasonable chance of success. Settlement: closing a dispute by agreement – many policy terms also cover its costs. Start of cover: the point in time from which the insurer is on risk under the policy. Territorial scope: the geographic area within which disputes are covered. Timing of a legal dispute: the point in time defined in the policy terms against which whether the case is covered is decided. Value in dispute: the value of the disputed claim – one of the bases used to calculate procedural costs. Waiting period: the period after the start of cover during which some modules don't yet provide service.
How does this glossary keep growing?
The glossary is a living document: the legal protection market keeps evolving – new modules, new service elements, new rules appear – and the vocabulary changes with it. Updates come from two sources. One is the market: when a new term turns up while comparing offers, it goes in – with a definition, and, where it matters, with updates to the related articles. The other source is you: if your policy terms use an expression you can't find here, do let us know – your questions show us what's missing, and the next reader has it easier. In the meantime, two practical tips: the search feature (the magnifying-glass button in the header) finds any term in a flash; and the three-language mini-dictionary gives you the key to international documents. The goal stays the same: legal protection's language should never be a barrier – not in Hungarian, not in English, not in German.
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