Seven steps from the first conversation to the point where, in a real dispute, your cover works for you – as a timeline, in plain words.
20 minutes by phone or video: what disputes you're realistically exposed to as an individual or a business, and what the budget is. Free of charge, with no obligation.
Legal protection is built from coverage modules – employment, traffic, contractual and others. You don't need to buy all of them: we tailor the selection to your real exposure.
Several insurers' offers in a single, easy-to-read table: modules, limits, waiting periods, the rules on choice of lawyer – strengths and weaknesses included.
You decide, I handle the paperwork. The start of the contract and the start of cover can be two different dates – we clarify this when you sign up.
Most modules typically carry a waiting period: cover applies to legal disputes that arise after the policy is signed. That's why it's worth signing up in good time, before a dispute arises.
If a dispute arises, the fastest way to report the legal protection claim is through the insurer's own line or online platform – we help with a precise document checklist.
Under the policy terms, the insurer bears the legal costs. If the case stalls or a dispute arises over cover, I help the client with the insurer, where I can, as broker.
The exact process and deadlines can differ by insurer – the details are broken down step by step in the Insights hub's "The legal protection claim" section.
Three things deserve special attention. The first is the waiting period: legal protection is not retroactive, and typically cannot be taken out for a dispute that's already under way – this isn't a flaw, it's the logic of the system, and it's exactly why it's worth deciding on it during a calm period. The second is the prospects assessment: for a reported case, the insurer may examine whether enforcing your rights has a reasonable chance of success – this is a factual step set out in the policy terms, not a matter of mood. The third is free choice of lawyer: it is a statutory right to choose your own lawyer in court and administrative proceedings, and where a conflict of interest arises – but the cost frameworks differ by insurer, which is why I show this separately, in its own column, in the offer table.
If, after reading through the process, you're left with just one question – "what would be the right setup for me?" – a 20-minute conversation is the fastest answer.
Free of charge, with no obligation – I assess your needs and explain the options; the decision is yours.