As a private individual
If any of these sound familiar, retail legal protection is about you:
- You were dismissed, and the final settlement isn't clear
- Liability is disputed after a car accident
- The expensive product is faulty, and the shop won't stand behind it
- Renting: deposit, notice, settlement
- A neighbour dispute that won't go away
- You are being sued – and need to defend yourself
Typical modules: employment, traffic, contractual-consumer, property-tenancy – the whole family can typically be covered under one policy.
Situations for private individuals →
As a business
As a business owner, these are the situations that typically create legal exposure:
- The customer doesn't pay, and the invoice just keeps ageing
- Supplier dispute: quality, deadlines, penalty clauses
- An employment dispute from the employer's side
- Disputes around a rented office or workshop
- Legal remedy after an authority inspection
- Traffic matters involving the company's vehicles
Typical modules: contractual, employment (employer-side), claims enforcement, authority proceedings – for a small business, this makes the cost of legal disputes predictable, within the contracted modules, up to the cover limit.
Situations for businesses →